Starting July 17, iPhone owners who sign a new wireless contract with AT&T or upgrade an existing contract may now sign up for the carrier's standard mobile insurance plan.
According to AT&T, the plan applies to any iPhone model (old and new) and covers "Lost, stolen, accidental damage and mechanical or electrical failure after the manufacturer's warranty period has expired." The plan will cost $4.99 a month, plus a per-claim deductible fee that varies between $50 and $125 depending on the handset model--just as it does for non-iPhone owners.
Writes MacRumors, this is good news for AT&T customers (or potential customers) who balked at paying the carrier's previously pricier coverage of $11.99 per month, with a $199 deductible. The Next Web argues that this plan was "100% not worth it," since Apple replaces "accidentally damaged iPhones for a flat $199 fee." However, Apple's warranty doesn't cover lost or stolen devices, so AT&T's newer, cheaper plan for iPhones should put worried customers' minds more at ease.
The specifics of the new offer are as follows, according to AT&T's mobile insurance page:
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